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Get Started Now 4.7 Tools Rating on the Apple App Store As of 6/30/20 “… Personal Capital is the tool to beat.” $12.6 Billion Over $12.6B assets under management As of 6/30/20 “I haven't seen any other tool like this.” - Jean Chatzky, Real Simple Smart Money Awards, September 2019 Top 3 On RIA Channel's List of Wealth Managers As seen in Forbes, 2019 “2019 "FinTech 50" Honoree” You’ve never seen your money like this before. Retirement Planner The Retirement Planner is probably the most useful tool we offer. Use it to assess your chances of retirement success, based on your current financial situation and your goals. You can also enter hypothetical scenarios and even turn one of them into your new plan. Learn More Net Worth Knowing your true, up to date, net worth is the key to understanding and improving your financial situation. After you link all your accounts, you can track your true net worth, and use it to make better decisions about spending and planning. Learn More Investment Checkup See how well your investments are performing – and how they could do even better – with the Investment Checkup tool. Compare your current portfolio allocation to an ideal target allocation that’s designed to minimize risk and maximize returns. Learn More Get the most out of Personal Capital. It's easy to get started, and it only takes minutes. Here's how. Learn More Only Personal Capital offers these powerful tools. Money Management Net Worth Get an accurate view of your net worth—what you have minus what you owe. Understanding this number can help you make smarter decisions about how to manage your money. Learn More Savings Planner Not sure if you’re saving enough to meet your Retirement Planner goals? The Savings Planner feature can show you an annual savings range that will project a 70% chance of reaching your retirement goals. Learn More Budgeting Organize your spending and savings automatically by date, category, or merchant. Set a monthly spending target and easily see if you are tracking over or under your plan. Learn More Cash Flow See what has come in and gone out in the past 30 days so you can stick to your spending and savings goals. Learn More Long-term Financial Planning Retirement Planner See if your retirement savings are on track to retire by your target date and calculate your projected monthly income. Learn More Education Planner We’ll help you estimate and plan how much you should be saving today to cover education costs down the road. Learn More Investment Checkup See how well your investments are performing, and how they could do even better, with the Investment Checkup tool. Compare your current portfolio allocation to the ideal target allocation designed to minimize risk and maximize returns to meet your financial goals. Learn More Fee Analyzer See if you’re losing money through hidden fees in your mutual fund, investing, and retirement accounts. Learn More Exclusively For Our Clients Financial Roadmap This new tool creates a customized pathway for your most important financial planning priorities, helping you stay on track towards your goals. Learn More Personal Strategy Personal Strategy is a personalized, diversified multi-asset class portfolio with enhanced diversification that’s directly linked to your financial goals. Learn More Smart Withdrawal It’s one thing to save for retirement. But Smart Withdrawal can help you spend your retirement savings the right way. Stay on budget, minimize taxes, and optimize your portfolio throughout retirement. Learn More Employer Plan Analysis The investments in your employer retirement plan should complement your Personal Strategy. Upload a list of your available fund options and we'll help you choose an allocation to align with your Personal Capital portfolio and long-term goals. Learn More Only Personal Capital offers these powerful tools. Money Management Net Worth Get an accurate view of your net worth—what you have minus what you owe. Understanding this number can help you make smarter decisions about how to manage your money. Learn More Savings Planner Not sure if you’re saving enough to meet your Retirement Planner goals? The Savings Planner feature can show you an annual savings range that will project a 70% chance of reaching your retirement goals. Learn More Budgeting Organize your spending and savings automatically by date, category, or merchant. Set a monthly spending target and easily see if you are tracking over or under your plan. Learn More Cash Flow See what has come in and gone out in the past 30 days so you can stick to your spending and savings goals. Learn More Long-term Financial Planning Retirement Planner See if your retirement savings are on track to retire by your target date and calculate your projected monthly income. Learn More Education Planner We’ll help you estimate and plan how much you should be saving today to cover education costs down the road. Learn More Investment Checkup See how well your investments are performing, and how they could do even better, with the Investment Checkup tool. Compare your current portfolio allocation to the ideal target allocation designed to minimize risk and maximize returns to meet your financial goals. Learn More Fee Analyzer See if you’re losing money through hidden fees in your mutual fund, investing, and retirement accounts. Learn More Exclusively For Our Clients Financial Roadmap This new tool creates a customized pathway for your most important financial planning priorities, helping you stay on track towards your goals. Learn More Personal Strategy Personal Strategy is a personalized, diversified multi-asset class portfolio with enhanced diversification that’s directly linked to your financial goals. Learn More Smart Withdrawal It’s one thing to save for retirement. But Smart Withdrawal can help you spend your retirement savings the right way. Stay on budget, minimize taxes, and optimize your portfolio throughout retirement. Learn More Employer Plan Analysis The investments in your employer retirement plan should complement your Personal Strategy. Upload a list of your available fund options and we'll help you choose an allocation to align with your Personal Capital portfolio and long-term goals. Learn More Get the most out of Personal Capital. It's easy to get started, and it only takes minutes. Here's how. Learn More You’ve never seen your money like this before. Retirement Planner The Retirement Planner is probably the most useful tool we offer. Use it to assess your chances of retirement success, based on your current financial situation and your goals. You can also enter hypothetical scenarios and even turn one of them into your new plan. Learn More Net Worth Knowing your true, up to date, net worth is the key to understanding and improving your financial situation. After you link all your accounts, you can track your true net worth, and use it to make better decisions about spending and planning. Learn More Investment Checkup See how well your investments are performing – and how they could do even better – with the Investment Checkup tool. Compare your current portfolio allocation to an ideal target all...